Your Mortgage & Remortgage Broker
Independent Mortgage Advice

Contact Us:  0800 141 2654 



Why Bespoke Money

  • Our Independent mortgage brokers have provided mortgage advice all over the UK since 2008. 
  • As we do not work for any lender, our mortgage advisors are independent and offer whole of the market mortgage and remortgage adviceYou dont get this from your bank!
  • Our mortgage advisors have access to mortgage deals from banks and building societies that operate in the High Street as well as having access to more specialist mortgage lenders.
  • We will take the time to ensure that we offer a mortgage, buy to let mortgage or remortgage that is right for you and your family. 
  • Our mortgage advisors can work fast - If you are seeking a mortgage to buy a property or simply looking for a better deal we aim to obtain approval within 24hrs.  Why not take advantage of our fast remortgage service from our specialised remortgage broker.  
  • We pride ourselves on providing our clients with a personal and friendly mortgage advice service tailored to meet their specific needs.

We are NOT a price comparison site!
We provide advice and will arrange your next mortgage from start to finish

About Us

Thank you for visiting our website. My name is Ian McFarlane and I am the Principal Consultant with Bespoke Money. I set up Bespoke Money in 2008 with the goal of continually exceeding client expectations in providing friendly and professional independent mortgage advice. I am qualified to provide mortgage advice through obtaining the Financial Planning Certificate and also the Certificate of Mortgage Advice and Practice with the Chartered Institute of Bankers in Scotland.

We are not tied to any particular lender and we are classed as independent. This is pretty important at present as over the past few years the mortgage industry has gone through dramatic changes. Lenders are continuously changing their lending criteria and at times funding can be limited.

This website will give you some information about the mortgage industry. However, please do not hesitate to call me on 0800 141 2654 or my mobile 07980 545120 if you just wish to have an informal chat about how we can help you.

How do we work

We will work whatever way suits you. We will meet you at a time and place that is convenient for you. The first meeting will allow us to get together and assess your requirements and we can make an initial recommendation to you. We can obtain approval in principle for a mortgage usually within 24 hours. This then gives you the peace of mind that the funding will be available. A mortgage offer is usually issued within 2 weeks. We will then work with you, your solicitor and any other parties involved in the mortgage. Most importantly, you are our client and we shall assist you throughout the process.

We will also review your insurance requirements and we will ensure you have the most suitable and appropriate products for your needs and circumstances.

What are Customers say about us:

"We bought our first house about a month ago now, and were very fortunate to have found Ian at Bespoke Money. We had received quotes direct from lenders, as well as through other mortgage brokers, but would have to say that Ian was both much better value for money and provided a more professional service with greater attention to customer needs than any of the others. We were particularly impressed by the level of detail of analysis Ian carried out of the different options, for things like the total cost of the loan over it's life, meaning that we ended up selecting the mortgage that didn't have quite the lowest interest rates, but after fees, was the cheapest and best value for money. We were also impressed by the fact that Ian's fees (a commission from the lender and nothing else) were both more transparent and much better value for money than supposed independent brokers attached to estate agencies.  Once our offer was accepted, Ian then helped us through the whole buying process and was extremely supportive and helpful, couldn't recommend highly enough, excellent customer service, excellent knowledge and integrity, and excellent value for money"  - Mr & Mrs M

see more client feedback



      We work for You - Not the Lender

 
  
 

We do not normally charge a fee for mortgage advice however a fee paying option is available.
 
You can pay for our services by fee only. In these circumstances, a typical fee is 0.5% of the loan payable on completion. We would then pay to you the fee we receive from the lender. Alternatively, you can choose to pay a reduced fee and we will retain the fee received from the lender. With this option, a typical fee would be 0.25% of the loan. The precise amount will depend on your circumstances.


YOUR HOME MAY RE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Ian McFarlane T/A Bespoke Money is an appointed representative of First Complete Ltd which is authorised and regulated 
by the
 Financial Conduct Authority.


Barry Business Centre | Main Street | Barry | Carnoustie | DD7 7RP

 

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